People are always trying to save money, especially with today’s economy. No matter what your reason for saving, from my view perspective, you will discover ways never considered. All this is only from what I've learned.
The price of everything has gone up, requiring people to be more conscientious about money. The problem is that by the time the mortgage, car, utilities, and credit cards are paid, there is little money to put aside. Saving money is not that hard, just a matter of learning all the different options and being creative.
In addition to the obvious of putting money into a retirement fund or savings account, there are hundreds of ways to save money. Although some ways of saving may not seem like much, once you add them up at the end of the year, you will see how substantial the savings really are. Keep in mind that saving is more than a single lump sum of money put aside. Saving is something found in your everyday life by the way you live and the choices you make.
Malaysia was not built in a day and neither will your bank account be. Each ringgit saved is one more ringgit than before. If you have the ability to save big, that is great. However, most people are not in that position, which is why I try to tell you how little savings can add up quickly.
Be encouraged that it is never too late to start saving, regardless of your age. Set your mind that now is the time to start building your future.